CR3MD Capital Circle helps doctors and trainees understand brokerage accounts, Roth IRAs, ETFs, stocks, crypto, high-yield savings, CDs, student loans, cash management, and long-term wealth-building through education, guided setup sessions, and a private physician community.
Waiting 3 years costs $35,416.
Based on investing $500 a month, less than 10% of an average PGY-1 salary.
Two physicians invest that same amount for 10 years. One starts now, the other waits 3 years.
Hypothetical example at an 8% average annual return. Salary average before taxes: $68,166 for PGY-1 (AAMC 2025 stipend survey). For education only, not a projection of any investment. Try your own numbers in the Wealth Projector.
Choose the level of support that fits where you are — from opening your first brokerage account to understanding your current portfolio or joining a private physician community.
Guided educational walkthrough for opening, understanding, and funding your first brokerage, Roth IRA, HYSA, or crypto account — you click, you decide, we explain.
A 1:1 educational deep dive into cash flow, debt, investing questions, risk tolerance, account structure, and your next financial decisions.
A private physician finance community with group education, office hours, resources, and discussions around investing, debt, cash, and long-term wealth-building.
Learn more →A second set of educational eyes on what you currently own, how to think about risk, concentration, diversification, and what questions to ask next.
Designed around the questions physicians actually ask when they know they should invest, but do not know where to start.
What could your money look like in 10, 20, or 30 years? Enter your starting balance, monthly contribution, and where you'd keep it, and watch the growth curve build in real time.
Build strong money habits early and set the foundation for long-term freedom.
Navigate rising income potential, debt, and life transitions with confidence.
Optimize, invest, and build lasting wealth for you and your family.
Capital Circle is designed as a private educational community with group discussion, office hours, and resources — not unlimited DMs or personalized portfolio management.